We Underwrite AI Risk
Generative AI Lawsuits Filed
% increase in Q1 2025, compared to Q1 2024
Median awarded damages for a settled AI lawsuit
~$m since 2016
Artificial intelligence is transforming work and silently redefining liability exposures. Our data shows the compound annual growth rate of AI litigation is growing exponentially, increasing over 53% in 2023 alone after the launch of ChatGPT in November 2022. Hundreds of millions in fines and settlements have been awarded in that time, yet most enterprises are flying blind. Copyright and IP infringement lawsuits are not the only risk despite making media headlines. Our data shows breach of contract, invasion of privacy, and fraud or misrepresentation are top causes of legal action.
Covered by Testudo
Innovate with Confidence
We built the most comprehensive dataset of global AI-related lawsuits and incidents—transforming legal precedents and loss patterns into actionable insights. Whether you’re a broker, carrier, or risk leader, we help you write, buy, and trust AI coverage.
AI Underwriting Methodology
Powered by real case law data, not hypotheticals.
AI Risk Summary Reports
Delivered in real-time, custom to your AI system.
Purpose-Built Insurance
Coverage that affirmatively covers AI risks.
San Francisco, California
City of London, UK
Engineered to Understand AI Risk
2025Testudo underwrites AI risks with active litigation exposure monitoring and real time data. Our AI Risk Engine ingests, tags, and models data to power best-in-class risk management and underwriting for AI systems.
Ingest
Real-time lawsuit filings across jurisdictions
Tag
Risk factors by industry, model type, and outcome
Live Feeds
Adaptive risk scoring, pricing, underwriting
Simulate
Losses and coverage gaps
Where Progress Meets Protection
The AI revolution is underway — but without risk transfer markets, it won’t scale.
Our Investors
Testudo raised a pre-seed round in 2024 from LocalGlobe, A100x, Charlie Songhurst, Goldman Sachs partners and other VC scout funds.
We’re an early-stage team with deep roots in insurance, machine learning, and enterprise tech. With backing from tier-one investors and momentum from Lloyd’s Lab, we’re moving fast — and building smart. AI powers every layer of our workflows, giving us efficiency and cost advantages legacy platforms can’t match.