Human errors & omissions
Copyright infringement in human-created content
Libel, slander & defamation in human-created content
Autonomous errors & omissions
Copyright infringement in generative AI outputs
Libel, slander & defamation in generative AI outputs
Bodily injury & property damage caused by generative AI systems
Many risk teams still assume that generative AI liabilities are covered by existing policies. But as generative AI becomes central to enterprise operations and risks mount, insurers are increasingly responding by:
Excluding generative AI from coverage
Denying claims related to generative AI
Underwriting Autonomy at Scale
This is insurance rewritten; it’s purpose-built liability coverage for enterprises deploying generative AI. We underwrite risk, so teams can move faster, quantify exposure and transfer liability.
As generative AI automates decisions, generates content and powers critical systems, litigation risk is inevitable. That’s why we created insurance that covers the costs of lawsuits arising from damages caused by generative AI systems, protecting the pioneers shaping the future.
Physical Injuries
Third-party bodily injury and property damage caused by the insured’s use of a generative AI system.
Intellectual Property
Legal claims arising from the outputs of a generative AI system, including copyright and trademark infringement.
Errors
Coverage for financial loss suffered by third parties arising from errors, omissions, or the failure of a generative AI system to perform as intended in AI-enabled business activities.
No internal integrations, audits or code reviews
Benchmarks and evals don’t predict liability, litigation does
No access to sensitive customer or model data
No burden on your tech, legal, or compliance teams
Testudo Insurance
Broker Centric, Client Focused
Fast pricing without long forms
AI risk reports for your insured
No invasive data integration needed
London Capacity, U.S. Coverage
We’re built to be plug-and-play — no invasive integrations, no long ramp-up. We plan to launch category-defining insurance products in Q4 2025, starting in the US with Lloyd’s of London capacity, with a distribution roadmap that includes the EU, Canada, and Singapore to support global enterprise needs.
Insurance for the AI Age
We are building for a future where AI Agents need protection from litigation.