Data breaches
Ransomware
Business interruption
Automated decision-making
Generative content
Robotics
Agents and agentic workflows
Most risk teams assume AI exposures are covered by existing policies. We’ve identified critical gaps now being challenged in court. As AI becomes central to enterprise operations, carriers are increasingly:
Actively excluding AI risks in policy coverage
Denying claims tied to generative AI
Struggling to quantify “silent AI” exposure
Underwriting Autonomy at Scale
This isn’t repackaged cyber — it’s purpose-built coverage for enterprises deploying AI. We underwrite risk so teams can move faster, quantify exposure, and transfer liability — not just absorb it.
As AI drives decisions, generates content, and powers critical systems, litigation will follow. We’re building insurance not just for today’s enterprises — but for tomorrow’s AI agents to operate safely and at scale.
Physical Harms
Coverage that protects from physical harm or injury.
IP Infringement
Unauthorized use of training data, content, or code.
Reputational Harms
Exposure from harms caused by automated decisions.
No internal integrations, audits or code reviews
Benchmarks and evals don’t predict liability, litigation does
No access to sensitive customer or model data
No burden on your tech, legal, or compliance teams
Testudo Insurance
Broker Centric, Client Focused
Fast pricing without long forms
AI risk reports for your insured
No invasive data integration needed
London Capacity, U.S. Coverage
We’re built to be plug-and-play — no invasive integrations, no long ramp-up. We plan to launch category-defining insurance products in Q4 2025, starting in the US with Lloyd’s of London capacity, with a distribution roadmap that includes the EU, Canada, and Singapore to support global enterprise needs.
Insurance for the AI Age
We are building for a future where AI Agents need protection from litigation.