Data Ingested to Date
Words
Over 2 billion words of litigation text – equivalent to the entire English Wikipedia ten times over.
Reading Time
It would take a human ~25 years to read it all (at 250 words/minute, 8 hours/day).
Our proprietary data processing pipeline continuously ingests and classifies new case filings daily.
Frequent updates on emerging risk trends
Simulations of your policy wording against our proprietary loss data
Quarterly or monthly reports on AI loss trends
Built by an enterprise team trained in the world’s top institutions, Testudo’s Risk Engine is a full-stack platform for pre-bind, bind, and post-bind business. It centralizes insights, updates pricing, and transmits signals in real time.
By combining granular data, advanced AI, and portfolio controls, we price and manage AI risk with unmatched precision — all with lower operating costs through deep AI automation.

From Lawsuit to Loss Model
Our unique view of risk is shaped by our proprietary AI Risk Engine — a system that ingests raw legal filings across jurisdictions and transforms them into insurance-grade risk signals.
Real-Time Risk Intelligence
Built on our Risk Engine, this internal platform converts litigation trends into pricing signals and coverage logic — helping us quote faster, model risk with precision, and support AI-native systems at scale.

Defining the Next Decade of Underwriting

We don’t rely on scraped headlines — our engine builds structured insight directly from raw legal filings.
Our system continuously models litigation risk across geographies, industries, and evolving regulations.
Designed to support enterprise risk teams with flexible, real-time risk intelligence.
Underwriting Technology for Frontier Risk
As new categories of risk develop, new technology is required to identify, price and transfer risk across the AI economy. We are focussed on underwriting AI powered services, AI Agents, autonomous cars and robotics.