The Data Engine and Technology Behind AI Insurance

Our technology transforms real-world AI lawsuits into structured insights — powering underwriting, actuarial modeling, and portfolio accumulation risk analysis.

Data Ingested to Date

Words

Over 2 billion words of litigation text – equivalent to the entire English Wikipedia ten times over.

Reading Time

It would take a human ~25 years to read it all (at 250 words/minute, 8 hours/day).

From lawsuits to risk analysis and pricing, in seconds. A first principles approach for liability.

Our proprietary data processing pipeline continuously ingests and classifies new case filings daily.

Frequent updates on emerging risk trends

Simulations of your policy wording against our proprietary loss data

Quarterly or monthly reports on AI loss trends

AI Risk Engine

Built by an enterprise team trained in the world’s top institutions, Testudo’s Risk Engine is a full-stack platform for pre-bind, bind, and post-bind business. It centralizes insights, updates pricing, and transmits signals in real time.

By combining granular data, advanced AI, and portfolio controls, we price and manage AI risk with unmatched precision — all with lower operating costs through deep AI automation.

Full diagram

From Lawsuit to Loss Model

Our unique view of risk is shaped by our proprietary AI Risk Engine — a system that ingests raw legal filings across jurisdictions and transforms them into insurance-grade risk signals.

Real-time Ingestion
For staying on top of fast-moving litigation trends — so you don’t have to
NLP-Powered Document Parsing
For extracting case metadata and granular claims information
State of the art data processing
For extracting case metadata and granular claims information
Backtesting tools
Simulating coverage against real claims and loss outcomes

Real-Time Risk Intelligence

Our underwriting platform turns AI risk signals into actionable insurance

Built on our Risk Engine, this internal platform converts litigation trends into pricing signals and coverage logic — helping us quote faster, model risk with precision, and support AI-native systems at scale.

Defining the Next Decade of Underwriting

This isn’t just about data — it’s about building the active infrastructure for adversarial litigation protection in AI.

We don’t rely on scraped headlines — our engine builds structured insight directly from raw legal filings.

Our system continuously models litigation risk across geographies, industries, and evolving regulations.

Designed to support enterprise risk teams with flexible, real-time risk intelligence.

Underwriting Technology for Frontier Risk

Underwrite the future of work with better data

As new categories of risk develop, new technology is required to identify, price and transfer risk across the AI economy. We are focussed on underwriting AI powered services, AI Agents, autonomous cars and robotics.